Whether you are buying a home or considering Refinancing, the first steps can seem complex. But getting started is easy with Open Mortgage. Select the option below that matches your needs and we will guide you through the process.

Quick start

The first step in the mortgage loan process is a review of your credit report.

Until recently this meant arranging a meeting with a loan originator, filling out applications by hand, or endless faxing. Now, through Open Mortgage’s new StartMyApplication page, you can begin the loan process online from the comfort of your home or office. In just a few easy steps, you can start an application and receive a copy of the same credit report that lenders use to determine your eligibility and terms for a loan:

  • Step 1: Click the Get Credit Report button below
  • Step 2: Create an account and enter your personal information
  • Step 3: Enter your preferred method of payment for the application’s credit report fee
  • Step 4: Confirm that you have authorized access to your credit report
  • Step 5: Instantly receive your report

Your loan originator will also receive a copy of your credit report and application, giving you a quick start to securing your loan!

Complete the Full Application.

Complete the full application to apply for your home mortgage or re-finance loan.

Just fill out the application and click “Send” when you are finished. Please note that your Full Application is not complete until you click Send. If you leave the page before clicking Send, your application will not go through and your information will be lost.


Buying a home

Every home is a milestone. Every mortgage is a cornerstone. Whether you're buying a new home, remodeling or ready to refinance, we understand that a loan is more than a tool to achieve your dreams -- it's a belief in you and the importance of your goals.

Refinancing a home

Take advantage of a lower rate that could reduce your monthly payment or change the term of your loan. Our outstanding customer service and commitment to provide transparent communications means that Open Mortgage makes your priorities our mission.