Determine your monthly mortgage payment using our free calculator. Buying a home is a milestone, and it’s one of the most significant purchases you can make. It’s important to know what your mortgage payment could be, and how much you can afford.

If you plan to make a downpayment of less than 20% of the home’s value at purchase, you will be required to purchase private mortgage insurance (PMI).* Legal

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  Welcome  

Welcome to our family! MTG Family Mortgage is led by Michael Gonzales, Wichita Mortgage Specialist, and consists of family members that support various functional areas of the business. Our name means more than just the fact that our team is a family, it means our customers are family too. We work with each customer to develop a custom mortgage plan. Because we offer different loan programs, we can work with each customer to determine what loan is a best fit for their current situation and needs. Michael, head loan officer, has been in the industry for more than 15 years. He was a recipient of Mortgage Professionals of America Young Guns Award, National Mortgage Professionals 40 to Watch and is a certified instructor for continuing education courses on various loan products to industry professionals. He’s helped more than 1,000 families achieve the dream of home ownership.

Homebuyer Concerns Regarding Rising Interest Rates

November 13, 2018

What’s a home buyer to do when interest rates rise? It’s a question many are considering as the market recovers from the long period of historically low rates following the financial crisis of 2008. With rates rising, buyers worry about getting a bad deal, and what that could mean for long-term financial stability.

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The Best Time to Buy a House Might Surprise You

November 8, 2018

Ah, December 25. Bells are ringing, trees are twinkling, houses are…selling?

Well, not typically, but it turns out if you’re searching for the perfect home in the winter season, and you’re willing to put in some legwork over the holidays, there’s good news for you: you’ll face less competition and the potential to get a great deal.

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Here’s What to Do With Family Heirlooms

November 6, 2018

After lots of thought and conferring with family members, you’ve made the decision to simplify your post-retirement life. You’re on board with looking for a smaller, more manageable home, but realize you have a challenge ahead: what will you do with the things that won’t fit into a space with less square footage?

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Buying a home

Every home is a milestone. Every mortgage is a cornerstone. Whether you're buying a new home, remodeling or ready to refinance, we understand that a loan is more than a tool to achieve your dreams -- it's a belief in you and the importance of your goals.

Refinancing a home

Take advantage of a lower rate that could reduce your monthly payment or change the term of your loan. Our outstanding customer service and commitment to provide transparent communications means that Open Mortgage makes your priorities our mission.
 

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