Determine your monthly mortgage payment using our free calculator. Buying a home is a milestone, and it’s one of the most significant purchases you can make. It’s important to know what your mortgage payment could be, and how much you can afford.

If you plan to make a downpayment of less than 20% of the home’s value at purchase, you will be required to purchase private mortgage insurance (PMI).* Legal

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  Welcome  

Welcome to our family! MTG Family Mortgage is led by Michael Gonzales, Wichita Mortgage Specialist, and consists of family members that support various functional areas of the business. Our name means more than just the fact that our team is a family, it means our customers are family too.

We work with each customer to develop a custom mortgage plan. Because we offer different loan programs, we can work with each customer to determine what loan is a best fit for their current situation and needs.

Michael, head loan officer and branch manager, has been in the industry for more than 15 years. He was a recipient of Mortgage Professionals of America Young Guns Award, National Mortgage Professionals 40 to Watch and is a certified instructor for continuing education courses on various loan products to industry professionals. He’s helped more than 1,000 families achieve the dream of home ownership.

Downsizing vs. HECM: Which Is Right For You?

April 19, 2018

Senior homeowners face many decisions as they near retirement and begin planning for the future. While a secure income stream may be awaiting some, the reality for many will be crucial conversations about meeting financial goals and maintaining a lifestyle they can enjoy.

These discussions will likely begin with a fundamental question: Where will you live when you retire?

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Getting The Most Out Of Your Outdoor Space

April 18, 2018

With the days getting longer and warmer weather settling in, moving downtime from the living room to the backyard is a familiar ambition. However, if your outdoor space lacks the functionality and comfort of your couch, it could be time to make a change.

Find The Funds

While there are lots of affordable ways to spruce up your yard or patio,

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Should You Use a Tax Refund to Pay Down Your Principal? It Depends

April 12, 2018

It’s a time of the year many Americans dread: tax season. While preparing taxes can be painful work, almost 80% of those in the U.S. will get a refund, with an average of about $2800 over the past few years. But if you find yourself with a nice chunk of change after filing taxes,

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Refinancing
Reverse Mortgage

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FHA Loans
203k Loans
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Professionals

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Buying a home

Every home is a milestone. Every mortgage is a cornerstone. Whether you're buying a new home, remodeling or ready to refinance, we understand that a loan is more than a tool to achieve your dreams -- it's a belief in you and the importance of your goals.

Refinancing a home

Take advantage of a lower rate that could reduce your monthly payment or change the term of your loan. Our outstanding customer service and commitment to provide transparent communications means that Open Mortgage makes your priorities our mission.
 

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