Determine your monthly mortgage payment using our free calculator. Buying a home is a milestone, and it’s one of the most significant purchases you can make. It’s important to know what your mortgage payment could be, and how much you can afford.

If you plan to make a downpayment of less than 20% of the home’s value at purchase, you will be required to purchase private mortgage insurance (PMI).* Legal

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  Welcome  

Welcome to our family! MTG Family Mortgage is led by Michael Gonzales, Wichita Mortgage Specialist, and consists of family members that support various functional areas of the business. Our name means more than just the fact that our team is a family, it means our customers are family too.

We work with each customer to develop a custom mortgage plan. Because we offer different loan programs, we can work with each customer to determine what loan is a best fit for their current situation and needs.

Michael, head loan officer and branch manager, has been in the industry for more than 15 years. He was a recipient of Mortgage Professionals of America Young Guns Award, National Mortgage Professionals 40 to Watch and is a certified instructor for continuing education courses on various loan products to industry professionals. He’s helped more than 1,000 families achieve the dream of home ownership.

Getting Your Home Ready For Spring Shoppers

February 22, 2018

When springtime arrives, temperatures rise and the real estate market heats up. Most of us know how to take advantage of the warmer weather, but home sellers hoping to make the most of the peak season may benefit from some proven advice. Focusing on a few key areas can go a long way toward making your home stand out in a crowded marketplace.

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HECM Updates: What Do They Mean For New Borrowers?

February 21, 2018

Like any other government regulated programs, the reverse mortgage industry experiences regular updates as mandated by the Department of Housing and Urban Development (HUD). Our reverse mortgage specialists can answer your specific questions, but this broad overview of the recent changes to the Home Equity Conversion Mortgage program (HECM) will ensure you’re an educated borrower.

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Reverse Mortgages Mean Staying Ahead of Home Repairs

February 16, 2018

A reverse mortgage offers homeowners age 62 and older an affordable avenue to access their home equity. For some, this provides an opportunity to pursue a lifelong dream, while others may simply make it a part of their retirement strategy.

In any case, tapping into your home’s value also makes you contractually obligated to be a responsible homeowner.

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Customers

Buying
Refinancing
Reverse Mortgage

Products

FHA Loans
203k Loans
Veterans VA Loan

Professionals

Loan Originator
Office Manager
Lending Operations
 

Buying a home

Every home is a milestone. Every mortgage is a cornerstone. Whether you're buying a new home, remodeling or ready to refinance, we understand that a loan is more than a tool to achieve your dreams -- it's a belief in you and the importance of your goals.

Refinancing a home

Take advantage of a lower rate that could reduce your monthly payment or change the term of your loan. Our outstanding customer service and commitment to provide transparent communications means that Open Mortgage makes your priorities our mission.
 

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