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Michael Gonzales is a local Wichita “Real Estate / Mortgage Specialist” who actually grew up right here, on the very same streets that he now personally and professionally helps hundreds of families just like yours, to confidently reach out and effectively achieve their “ultimate home owning dreams!”

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Determine your monthly mortgage payment using our free calculator. Buying a home is a milestone, and it’s one of the most significant purchases you can make. It’s important to know what your mortgage payment could be, and how much you can afford.

If you plan to make a downpayment of less than 20% of the home’s value at purchase, you will be required to purchase private mortgage insurance (PMI).* Legal

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Down Payment %
Interest Rate
Term Years

FHA Loans: Your Complete Introductory Guide

March 23, 2017

FHA loans are one of the most common types of mortgages, especially for first time home buyers, and those without enough money available for a down payment. Backed and insured by the Federal Housing Administration, these loans allow borrowers to buy a home with a lower down payment and generous terms.

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How to Buy a New Home Before Your Home is Sold

March 22, 2017

Your home is your greatest asset. The longer you live in your home, the more you will develop equity that you can then use to make other important financial decisions.

But you may not want to live in your home forever. Your family status may change,

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Want to Retire in a New Location? Consider the HECM for Purchase Loan

March 21, 2017

Are you retired and thinking about moving to a new location? This is common, as 64% of retirees expect to move at least once during retirement.

Whether you want to relocate to a warmer state or move across your city to be near your grandchildren,

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Buying a home

Every home is a milestone. Every mortgage is a cornerstone. Whether you're buying a new home, remodeling or ready to refinance, we understand that a loan is more than a tool to achieve your dreams -- it's a belief in you and the importance of your goals.

Refinancing a home

Take advantage of a lower rate that could reduce your monthly payment or change the term of your loan. Our outstanding customer service and commitment to provide transparent communications means that Open Mortgage makes your priorities our mission.
 

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