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Michael Gonzales is a local Wichita Mortgage Specialist. Michael works closely with each customer to develop a custom mortgage plan. His team is structured differently so he gets to focus on what he does best and enjoys the most, which is working with customers directly. Michael has been in the industry for more than 15 years. He was a recipient of Mortgage Professionals of America Young Guns Award and is a certified instructor with the American Institute of Continuing Education. Michael has helped more than 1,000 families achieve the dream of home ownership.

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Determine your monthly mortgage payment using our free calculator. Buying a home is a milestone, and it’s one of the most significant purchases you can make. It’s important to know what your mortgage payment could be, and how much you can afford.

If you plan to make a downpayment of less than 20% of the home’s value at purchase, you will be required to purchase private mortgage insurance (PMI).* Legal

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Prevent Identity Theft and Help Preserve Your Credit Score

June 22, 2017

For homebuyers, having a good credit score is an important part of the mortgage process, and it can save you you thousands of dollars over the life of your loan.

While you can build a good credit score with a range of strategies,

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Choose Wisely When You Insulate Your Home

June 20, 2017

For homebuyers, your mortgage payment is one of several monthly costs you’ll have to pay. Other monthly costs include your property taxes, homeowners insurance, and homeowners association (HOA) fees.

On top of these, homeowners can expect a substantial monthly power power bill. In the summer of 2017 alone,

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USA Today: Reverse Mortgages a Critical Part of Retirement Planning

June 19, 2017

Reverse mortgages continue to receive positive publicity in the news media, this time from USA Today.

In a recent article, titled “Want financial security? Home equity and retirement accounts are key,” reverse mortgages are described as being a critical part of retirement planning.

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Buying a home

Every home is a milestone. Every mortgage is a cornerstone. Whether you're buying a new home, remodeling or ready to refinance, we understand that a loan is more than a tool to achieve your dreams -- it's a belief in you and the importance of your goals.

Refinancing a home

Take advantage of a lower rate that could reduce your monthly payment or change the term of your loan. Our outstanding customer service and commitment to provide transparent communications means that Open Mortgage makes your priorities our mission.
 

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